Movie description: "Insurance Scam". Step One: Find a hot girl in the parking lot. Step Two: Wait for her about to pull out. Step Three: Act like she didn't see you and ran over you. Step Four: Fuck that dumb little sluts brains out in exchange for not telling the cops! Charles has it all figured it out and it goes perfectly to plan with Summer Day! She's even begging for him to fill her pussy up with jizz by the end!